Corporate banking reflects Bank Victoria’s strengths in providing its corporate clients with working capital loans through an array of banking products. The bank achieves this through an integrated approach to client relationship management and innovative product development. Bank Victoria provides business, checking and savings accounts as well as cash management services such as liquidity management and corporate accounts. Through the bank’s prudent approach to investments, the company has developed a strategy to invest in projects that increase profitability and sustainability. The bank provides financing of up to 25 billion IDR which includes syndicate loans with other major banks in Indonesia. Moreover, Bank Victoria’s fund managers have the necessary skills and experience across a broad range of sectors to provide specialist corporate advice in order to assist clients in achieving their corporate investment needs.
The bank’s corporate lending strategy has targeted investments in manufacturing, real estate (commercial and residential), telecommunications and energy among other sectors. With the Indonesian government focusing to enhance the country’s competitiveness within these industries, Bank Victoria is thus well-positioned to finance projects that are integral to the country’s economy.
Going forward, Bank Victoria’s corporate lending services will continue to increase as the Indonesian government’s infrastructure programme moves ahead. With the emergence of projects for power plants, toll roads, seaports and airports; commercial banks such as Bank Victoria will play a vital role through its corporate lending services. As Indonesia continues to modernise its infrastructure in the wake of the AEC, corporate loans in downstream sectors as well as tourism, telecommunications and property are also potential areas in need of corporate financing.