Global Business Guide Indonesia

Finance
Opportunities in Indonesia’s Banking Industry

Opportunities in Indonesia’s Banking Industry

The robust growth of the banking sector since its recovery from the Asian financial crisis is making the sector highly attractive to investors. This section looks at some of the current opportunities to be found in the burgeoning industry.
Opportunities in Indonesia’s General Insurance Sector

Opportunities in Indonesia’s General Insurance Sector

Indonesia's general insurance sector is changing and reflecting the transformation of the country in terms of business maturity and consumer lifestyles. This section looks at some of the current opportunities to be found in the burgeoning industry.
The Outlook for Indonesia’s Islamic Banking Sector

The Outlook for Indonesia’s Islamic Banking Sector

Although Indonesia's banking and financial-services sector is indeed growing along with its economy, Islamic banking represents only a small portion of the overall financial sector. This section looks at the main developments of the sector and some of the key opportunities within it.
An Overview of Indonesia’s Health Insurance Sector

An Overview of Indonesia’s Health Insurance Sector

Indonesia’s transition from a state funded health care system to one based on insurance and state contributions for the poor has opened up significant opportunities for the private insurance sector. This section provides an overview of the health insurance sector.
Capital Markets Overview

Capital Markets Overview

As the best performing index in the Asia Pacific region over 2010, Indonesia’s capital market is flourishing and will play a larger role in economic development. This section provides an overview of the key trends and the outlook for the bourse in the medium term.
Indonesia’s Islamic Banking Sector

Indonesia’s Islamic Banking Sector

Being the largest Muslim majority country in the world, the finance industry has high hopes for the future of the Islamic banking sector in Indonesia. This section looks at the main developments of the sector and some of the key opportunities within it.

The Prospects for Indonesia’s Insurance Industry

The Prospects for Indonesia’s Insurance Industry

Offering a young population and a low penetration rate; Indonesia’s insurance industry is the fastest growing of the ASEAN. This section looks at the trends for the full range of Indonesian consumers from micro insurance to unit linked products.

Capital Markets: Widening the Local Investor Base

Capital Markets: Widening the Local Investor Base

Despite the encouraging performance of Indonesia’s capital markets over recent years, the participation of domestic investors still pales in comparison to that of foreigners. This section looks at steps being taken to educate the public and widen the local investor base.
Methods of Entry into Indonesia’s Banking Sector

Methods of Entry into Indonesia’s Banking Sector

Indonesia’s banking sector is attracting global investor interest; this section looks at the strategic approaches that can be taken to enter the industry by covering the main laws and regulations, as well as the pros and cons of differing methods of entry.

Making the Banks Work for the Real Economy

Making the Banks Work for the Real Economy

While the Indonesian banking sector continues to book healthy profits, the high rate of lending has led to criticism over the industry’s contribution to real economic development. This section looks at the challenges being faced to improve lending.

Indonesia Finance Snapshot - Banking

Contribution to GDP: 3% (2011)
Real Sector Growth: 22%
Number of Commercial Banks: 120; 4 State/Partially State Owned, 10 Foreign, 14 Joint Ventures, 31 Non Foreign Exchange, 26 Private Export-Import, 26 Regional Development Banks.
Number of Islamic Banks & Units: 11 Banks, 23 Units
Total Assets: $400 billion USD (2011)
Government Bodies: Bank Indonesia, Ministry of Finance. BAPEPAM-LK, Financial Services Authority (OJK).
Relevant Law: Bank Indonesia Regulation No. 14/2012 on Share
Ownership in Commercial Banks.